Any road accident can be bad enough, but it can be made 10x more stressful if the person at fault is uninsured or their car is not registered.
It can leave you wondering, ‘can I still claim?’. The answer to that question is yes, you are still able to make a claim.
Like any accident, there are certain steps to take to ensure things go as smoothly and stress free as possible.
According to Go Compare, an estimated 26,500 people are injured each year after being hit by uninsured drivers. Here’s what to do if you’re one of them:
Get their details
As with any accident it’s important that you exchange details such as name, address, registration number. Its especially important that you get these details if the person that cause the accident is uninsured.
You’ll need these details to report the incident to your insurance, they will need a record of the other vehicle(s) involved.
If you are unable to get the other drivers details, it is advised by car accident lawyers that you report the incident to the police, providing them with whatever information you can.
This will mean that the insurance company also have a record that the incident happened and can fall back on the police report should they need to.
If possible, it’s also best to take pictures of any damage to all vehicles involved, that way you’ll have photographic evidence should this be required later.
Photographs is also a good way to get the registration details of any other cars involved.
Seek Medical Attention
After any accident, your safety is of the upmost importance.
It is always wise to get any injuries checked out by a doctor, even if you think there is nothing wrong as some injuries like whiplash may appear after a couple of days.
According to dmv.org, “The longer you wait after the car accident, the more difficult it will be to prove that any injuries you sustained were the result of the car crash.”
Get A Car Accident Lawyer
After any accident, it’s always best to receive legal advice so you can see what your rights are.
According to one website, Australian Accident Helpline, they state that, ‘You should always speak to a motor vehicle accident lawyer, they can easily determine who’s at fault’
Depending on the severity of the accident, you may have suffered an injury or be required to take time off work to recover.
The insurance that you pay covers you for times like these, so you are more than entitled to make a compensation claim.
Should you decide to proceed with a claim, compensation you could receive includes:
- Lost Earning
- Future loss of earning
- Care and support given
- General pain and suffering
Being hit by an uninsured driver can bring extra unnecessary stress after being involved in a road traffic accident.
Knowing what to do should the unfortunate happen can help eliminate that stress and means that should you claim, you have all the details that may be required by your lawyer.